So we retired the sellers loan within 12 to 18 months.

This term replaced "subprime" and looks a lot different than subprime loans of the past.

What is the minimum amount of profitability acceptable at a $60 million loan volume4.

@Jake Baker  You should think about a rehab loan if you are going to buy and hold.

The problem was, they only had enough money for a 3.5% down payment and an FHA loan.

And if it were set up where everything went through a title company so the buyer pays the title company, they manage the buyer's loan (from me), and the title company ensures my mortgage is paid without my direct involvement... what parts of the transaction would feel risky or not worth the headache to you? 

Are you needing a long term or bridge loan?

DSCR loan How did you add value to the deal?

I would upgrade properties every 12-15 months as allowed by low down payment loans if my significant other wasn’t risk adverse and opposed to moving.

Minimum loan amount is $250k.