That's why you don't invest on a short-term horizon though.The right move isn't necessarily to cash-out refi and grow, technically.

We did the necessary background checks and rented it to them.

All and all, it happens in the background without me knowing or without sending me any paperwork to inform me about these change if I want to move forward ..etcMy question for you Julie: Ethically, how can you guy make change like that without any agreement with the customer?

Banks were renting spaces to get business back in the 20s, hence commercial, and they rented to clothing, shaving, and shine boutiques and whoever else wanted to pay for a space.Some banks will treat anything over a single-family home as a type of commercial property as you are technically renting space as commercially defined. 

I'm from Italy and I will relocate to Missouri next year: considering my background in architecture and design, I would like to start flipping houses with a focus on small, old properties to rehab (just because my european concept of space may help when it comes to optimise small houses).

Maybe there's some shack somewhere that is technically habitable that would?

Among all the background websites/portals available.

On the last one, I do think there are technical deficiencies on the forum search overall, but as a poster, you should target the best topical forum for it and leave it at that.

I have always wanted to build unique structures using my creativity while also gaining cash flow using my hotel management background.

I wouldn't necessarily say you would need to increase the rent, unless the lease is already coming up on renewal and is due for an increase anyway.If you have a general application, have the incoming tenant just submit an application that way you can still ensure that they meet the criteria whether it be credit, background,etc...