If you hired an agent or a broker to work with you, you'd be covered - but regulations & laws vary from place to place.Screening is best done by establishing a set of guidelines to qualify applicant tenants, then sticking to those rules to avoid legal issues (and for your own sanity).

And you avoid things like damaged properties (guest insurance from airbnb or prop manager themselves cover that), evictions, collections, etc.   

Interesting that this isn't covered with the "masters".

Orange County, FL is a covered disaster area listed in the above notice. 

Should I present the expenses to all three tenants and ask them to cover the charges?

Most mastermind courses don't cover this, and even the "capital raising" specific ones don't do much of real value here.  

Just started the free trial of Rentalhero and it looks like it will be able to cover everything I need for my 2 small MF properties.

Only mortgages as debts which are covered by rents.

If the work is not 100% complete by the end of the Escrow period, may implement a .50% (on total loan balance) extension fee that will cover an additional construction term of 60 days.

Most lenders are going to want to see a few big things from the ownership group. 1) The borrower will be the enitity (LLC, S-Corp, etc) and any owner with usually 20% or more of ownership in the entity will be expected to guaranty the loan, 2) We'll want to see some experience doing similar projects from at least one of the main owners, 3) We'll want to see bank statements showing liquidity enough to cover the intial cash injection (down payment), the closing cost, and some cash in reserve.