Can you please share your thoughts on area in terms of appreciation, cash flow, and future growth in area (economy, rental demand etc)? 

This might help with the interest rate and build a stronger relationship.Congrats on the baby!

Probably no economy has lost or gained so much labor in our lifetime in that period of time. 

This leads me to why I am getting a little more cautious when it comes to the overall economy.

Strong economy, a couple really thriving developing areas, the mountains.

The challenging tenant irrelevantly refers to the other tenant’s sex life when confronting them.Multiple tenants have independently expressed similar complaints about the challenging tenant.Reading the lease ( Copy of Lease ) more carefully, we realize now that it could be stronger in areas of being able to terminate the lease - a lesson learned for future tenant leases.The challenging tenant’s lease ends in August 2024, but we were wondering if there is anything that we can do to terminate her lease early based on the lease that we signed.

Both of my properties are in the city and fall in the economy STR category, and my dream is to pivot into the luxury STR space. 

,   You might make a little more profit in the $250,000 lot, but your risk, timeline, experience, developer, economy risk is far greater.  

If it continues to have living expenses go up and up and focus only on tourists, I fear that the average worker won't be able to survive and therefore make it a very difficult small economy in general.So in all, as a local, I just don't see logically how the real estate can keep appreciating for much longer unless the living expenses stop hiking and lower and middle class workers are able to survive here, as that's what is the back bone of it all right now.

This is likely to worsen as the economy continues to improve.