I stayed patient because I knew her non-paying run would eventually end.And what did she do, left the property in such a trashed state that that a junk removal service told me it's going to take at least 2 full trucks to clean the place out - and it's going to need a top to bottom remodel.

When I bought my condo in 2015, it was towards the bottom of the market for condos.

Bottom line is I think real estate investors would be better off to partner with a contractor instead of just hiring a contractor.

I first dismissed it as a way to race to the bottom so that they can keep making cashola off us like AirBNB's does.

Presently, we reside on the bottom floor while renting out the top unit.

Since the Appraiser will physically measure the house it's doubtful they are wrong...but it's possible.But the bottom line is - do you love the house?

It's nuanced and I could go into more detail if you want to add me, but the bottom line is that 1 point = 1% of the loan amount, but this 1 point does not correlate to bringing your rate down 1%. 

So don't bend over backwards but also if there is a way for you to help them out while keeping your bottom line I think that is the best way to go. 

Having said all of that I have no idea what an interior designer cost so maybe by hiring one it would increase the bottom line, but someone would have to show me the numbers.

He bought at the bottom of the real estate bust.