If married you can exclude $250,000 each in capital gains if your primary residence.  

We’re debating whether to sell our first primary residence or keep it as a rental.

Our other rentals in completely different areas, we have a duplex in Penfield (east side suburb, our primary residence) and a duplex in the south wedge.

Investment Info:Single-family residence buy & hold investment.

The easiest and straight forward option would be, as you said, to sell the current residence, payoff the HELOC (or most of it) and then get back to saving with your jobs and the rental cashflow.

A house hack for a primary residence for about two years and then you could repeat this again. 

Investment Info:Single-family residence fix & flip investment.

People responded by explaining that residential mortgage lenders are looking for US-based customers, who have their residence, income and assets in the States.How do they view foreign debt?

@Nadir M. our lease specifies the resident is responsible.

Went to a community College for diploma, then worked, interned and got hired in her field of study before graduating college with a bachelor's last month with no debts in a growing field with high demand and six figure yearly salary.She bought a primary residence 2020 with 3% down and house hacked, which allowed her to live rent free for 2 years while tenants paid down the loan.