The cost associated with insurance for not having 20% is peanuts compared to what you potentially can do leveraging your down payment. 

I have a potential partner who is a long-time friend.

I’m really interested in learning more about your experience.I’m curious about the potential downsides and challenges you’ve encountered with this system, especially when it comes to picking neighborhoods.

This doesn't come cheap--these folks were making high six to seven figures depending on volume.We focused on lending to professional real estate investors--so our customers were frequent repeat borrowers. 

I chose to invest in 1272 Lakins Rd, Etna, due to its potential in a growing market.

Being a brand new unit you have rehabbed you might have to get her out rather than potentially ruin the whole unit by an act of her negligence.

Possibly but I’d be worried about adding another layer of complication / potential point of failure.

EDUCATE YOURSELF - yes, it will take time, but will lead to a selection that better meets your expectations & avoids potentially costly surprises!

Unless Quickbooks has addressed the issue does not have a specific real estate module so you have to work around it using customers as properties and jobs as tenants.

I want to be able to find potential markets/listings nationally based on the return.