Hey @Erich Hatch if you find someone who will lend or purchase a 30 yr loan, let me know.

I don’t want hard money lending since cost is too high and I have the cash to pay it if I want to. 

Look at how many people are doing seller finance right now lending money at stupid low rates and not taking the cash...

Each loan type will also have a number of fees that you will need topay to secure the funding (eg. you will be paying the broker for commercial,whereas the lender pays the broker in residential financing).My best recommendation is to talk with alocal commercial mortgage broker specializing inmultifamily lending.

If you do not get a profit in your numbers they may not lend to you.. 

Justin's transactional lending site that he sent me is no longer accessible. 

I have spoken to PML that fund flips and they aren’t sure how to lend for auctions.

is your lending lined up?

I’ve gained valuable experience in commercial real estate lending, working for PGIM Real Estate, managing a portfolio of commercial real estate loans.

I think this is the gift and the curse of a still emerging asset class (short term rentals) - as it becomes more "institutional" i.e. more like commercial real estate with more sophisticated buyers then financials and systems for this will likely become more streamlined and stable, but we are still in a place where the buyer pools are more newish investors or typically residential basic investors, so not has experienced or sophisticated evaluating investments based on a detailed financial analysis like more seasoned commercial investors likely would.anyways, just a guess on what might be going on here