For instance, if a partner let's his kid drive his car and the kid gets into an accident and seriously injures someone, both partners can be sued.

They have asked us if we have any type of insurance that would cover any incident if my wife and I or any cleaner or handyman that we hire were to be injured on the property.   

I truly enjoy being a member of the Linville Central Rescue Squad mountain rescue team and helping people lost or injured out in the wilderness.

Glad no one was injured or worse.

And also avoid liability if someone gets injured on my property, so considering an LLC.  

If someone is injured and their attorney can proof negligence, the LLC won't hold up.

If someone injures themselves and sues, they will be suing the LLC and not you personally.

That lawsuit is a claim for fraud, and that’s what fraud typically is...a misunderstanding and someone being “injured” and wanting to hold the other responsible for it.

Most we have dealt with a number of times before & they have proven to be great clients who know how to manage, maintain & run the proverbial <C-class investments.The returns have been phenomenal but we have also helped a LOT of kids get into REI & in fact helped a couple of badly injured workers live off their rental incomes rather than collect welfare. 

If someone injures themselves and sues, they will be suing the LLC and not you personally.