Sometimes the best plans are the ones we adjust along the way.If you're ever in the Phoenix, Chicago or Austin area, I've got some connections with knowledgeable brokers and other investors who've been through the dust and come out on top.

If that is the case, the broker should be responsible. 

(I'm a RE Broker these past 40 years).

I personally go out of my way to be easily found, particularly by brokers.

Now, every 1% origination moves the needle by 20-35 bps, depending on the lender.Usually, the only folks paying extra points in this market are deals where cash flow is an issue and they need to buy down the rate for more LTV.I've brokered 300 DSCR loans, and the rates you mentioned are no way real unless you're talking very reduced leverage (50% or so LTV).

Make sure that the corresponding lender or broker you are working with has a loan servicing company that is non-reporting.

I just passed my real estate exam, and now it's time to find a broker to hang my license with.

You could pay a broker to do a Broker Price Opinion, but that may not help you much. 

I'm really interested in see how the "Local Agent in Charge" plays out and if they really do go after agents / brokers if the property owners do not comply. 

I live in FL and dating one of the biggest brokers in S Fl, she agrees as well.