Hi @William TseI would be extremely cautious on anyone telling you they are getting DSCR rates far under 6%.

No issues, 65-70% of LTV without any US credit on DSCR Programs.If he has significant down payment, pricing will be extremely competitive.

As the borrower, being responsible with other people's money is also extremely important.

I am here in southern California and homes are still selling in less than 2 weeks.The agents that price the homes correctly will get multiple offers and sell in less than 2 weeks.The agents that price the home extremely low for marketing purposes will get 20 offers on a home.I tend to price the home slightly higher than the market and see if any buyers will bite, if not we typically adjust the price down over a course of 30-60-90 days down to the price where we start to get showings and offers. 

They took something that's extremely easy to design an intuitive interface for and somehow screwed it up. 

This is extremely common and called "business use of a home" for tax purposes.3.

For the next ten years, they will continue to collect extremely high fees (4% property management fee, 2% asset management fee, 2% acquisition fee, 1% capital transaction fee etc…), continue to claim 0 capital calls, and continue to raise more money on new deals.

Yes I second that, the quote is extremely reasonable.

The tool I’m looking for would be extremely helpful   

they are the #1 tourist destination in the Caribbean, nice beaches and condos are extremely cheap...I personally would not buy a house in a hidden gem that no one knows about....that just sounds like low occupancy and low prices to attract people.