None of these things are bad on their own, but they COME WITH TRADE-OFFS.A big trade-off to restricted supply is that this is GREAT for the existing residents who were first-movers to the area because their property goes way, way up in value and landlords can extract higher rents.

Hi Lee, thanks for your meaningful feedback.

I could have a meaningful  quote in minutes best case price for $500k for 20 years would run about $20/month.

It's very difficult to give a meaningful answer with such a general question and especially without any background information.So I'll limit myself to a few comments:1.

I'd like to move into the home, extracting equity at the sale, spending a modest some on renovation (less than 20K), and use the remaining capital to invest in other BRRR ventures.Because I have shaky credit (no late payments or defaults, but debt-to-income that's too high with 30% credit utilization), I cannot get anyone to offer me a loan.

I really appreciate you taking the time to leave me a meaningful response!

What's more meaningful - a referral from a friend or family member, or an online review from Google?

Both allow you access to 401k funds while avoiding the taxes of an early extraction before age 59.I'm a cashflows guy, and the more clean cash flows, you can produce the better.

I don't believe that Vanguard low cost funds underperformed the market for any meaningful time."

So you won't really have any data that's meaningful.