My loan officer is saying no, but the literature I'm seeing says up to 12 months delayed occupancy is allowed for special circumstances.

The One vaccine that was  filled was filled internally by our office and that was a smoke shop. 

It is best feel out your broker/loan officer to see if their knowledgeable, experienced, and can communicate with you when needed most. 

And I made an appointment with my loan officer this coming wednsday.

I had to wait 3 days to schedule a phone call with her assistant in which 30 mins prior her assistant emailed me and said, "oh can't make it sorry heres a number to call to get your liens" (the county office)So I call, ... voicemail... ok no ones fault.

With the election coming up, things are even more uncertain, so it might not get revisited until after the new Congress takes office.

You likely have codes and code enforcement officers that will start issuing fines for the trash and unkempt yard.Keep filing complaints with the owner and city until it's resolved.

If that's not what your desired outcome is, do not get suckered into doing the FHA streamline refi.So at the end of the day, you have options, but if your goal is to buy another property, it's best to walk through all your options with a loan officer who specializes in working with investors and these exact scenarios, and map out a gameplan not only for your current property and next property, but getting to property 3,4,5 etc so that you don't get stuck on your journey.Hope that helps and best of luck!

Fidelity has offices in many places across the country including Florida. 

You need to know someone in the L&I office or in politics who has some influence to keep your project moving.