Maybe paying off credit card debt or other debt on your report to reduce the minimum payments, increasing the downpayment, finding a house that doesnt require HOA or flood insurance (if applicable), etc.

Taxes and Insurance at 350 month.

If so, you will likely get caught when it goes up on Furnished Finder by someone, and you will also have insurance issues and potential town issues.

I waive escrow on all my mortgages and pay taxes/insurance with cc, put repairs on cc, etc.

I generally pay on average 400-500/month a month for basic maintenance and repairs. 5200/year for property taxes. 5000/year for insurance.

Many find a better route is building a fortress of insurance coverage. 

Here's why:-Management: One property tax bill, one mortgage, one insurance bill, etc.

In order of priority, I would put title company after GC, lender, insurance broker, real estate agent(s), inspectors, and several trades.

Insurance costs change.

Does anyone know which insurance company still writes landlord policy in Richmond area/Condo (94804)?