Quote from @Tim Johnson: Has anyone seen an example of a lender combining debt with equity on a real estate deal?

And when people get tunnel vision for lowest $ down, they tend to not give attention to the revenue generation of it, the operations, and that's a VERY dangerous combination of high leverage and not so-good revenue. 

The Greek government debt crisis.

The only way you can break that log jam right now is severely lowered fed rates, but the level of federal debt is such that they're in a no-win situation because there's going to be little appetite these days for buying 1% fed notes from overseas.The fed rates were kept too low for too long.

That’s why I alway recommend Jimmy Napier’s “invest in debt” book.  

Quote from @Sonja Revells: @Chris Seveney primarily Padsplits  I would speak to a few lenders first before going through all these hoops, as I started to do this then when talking to banks they were basically telling me either get a secured mortgage as they will not lend to a real estate company on unsecured credit/debt.

It's funny that over time usually people fall into the latter; or some combination.

He has another $50k in assets and $325k in investments and no debt.

The Feds won't be able to increase the Interest rate, because the US debt level has gotten so high and banks are still under stress with low prior loan rates, but high interest costs.

As you know, cash flow comes down to how much you have to put in the deal, what it produces, and how your debt payment is structured.