I should have also added that the reason I am pulled towards real estate as a wealth generating mechanism (I.e. the appreciation aspect) is that I bought my first house with ~$20K of my own money in Baltimore (supplemented with 6K of grants), bought at the right time and did a little fixing it up, used the proceeds from sale of Baltimore home to get into the lower end of the market in quickly appreciating Seattle.

If all you are doing is asking AI how to respond to someone, you are not adding any value.

The negative equity position is one reason (there are many reasons) why adding an ADU is one of the worse RE investments.  

The added Prepayment Penalty, makes the loan technically more expensive than a traditional conventional refinance if you decide to refinance in 1-5 years. 

I have added a few little things here and there that are specific to my situation.

But I believe that if you're not violating any terms, not in a restricted industry or involved with anything deemed risky by Stripe then you're probably safe.It appears their move to Stripe is for accelerated payment processing, which is interesting since they acquired eRentPayment and Payment Report.On surface level it might be they're adding Stripe as an option on top of their existing infrastructure.

I will preface this question by adding an assumption and that's  most who are seeking asset protection services,  do so to protect against claims that could have significant financial repercussions, rather than being  drawn into landlord tenant court over a rent payment dispute because the tenant alleges the boiler is defective, so lets focus our attention there.How do these claims typically start?

It is attracting younger retail and a few firms but most shy away from it as they don’t see any added value in it and don’t trust it.

Also, there's the added risk of being compliant with federal regulations & state laws as well as properly assessing/vetting both the borrower and the property.

It was fully renovated when I bought it.I added value by adding income-producing rooms.What was the outcome?