As you develop a relationship with the local bank, they will see you as a good low risk customer and do more business with you as you max your 10 allotted Fannie loans.

And not mortgage, PMI, reserve allotments(vacancies, maintenance, Capex ) 

Las Vegas uses less than their allotted quantity from Lake Mead and have created systems to manage the water we do have. 

I am currently having problems finding cash flow properties in the area, if anyone can help me find a good whole seller or agent that knows allot about REO properties.

Each state is different so check your State law regarding the time line of returning a Security Deposit. ) This is crucial because if you don't send the tenant an Itemized list of where their money went to,  in the amount of  time allotted by your state, the tenant can sue you for three times the amount of the Security Deposit!!!) 

It was my own fault along with the insiders of this scam.Bigman, I have allot of respect for you for making this post.

I have found that everyone on this site is very helpful and there is allot of great information combined with working with other investors is the best education you can get.Please feel free to reach out to me if you have any questions or if I can be of service to you and good luck.

@Jonathan Henley help me out with that question since your from the area, you would know.and BTW thanks guys I feel allot better trying to invest with so much knowledge and experience on my side.

Right now we own 9 turnkey SFH's and plan on having 24 by the end of the year, maxing out our 20 Fannie Mae allotment in the process.

I use 10%+ for most of the properties I run numbers on.Small maintenance/cap-ex allotments.