This means you will be coming out of pocket more.

You came to the right place, Jason!

Yes not just for cash flow but for the health of the deal.

Although 3.1% is a great interest rate I tend to not get too caught up in keeping a property just because the rate is good.

The 6 months was up on 1/1/2021. 

if I have no money into the deal and bringing in $200 free and clear every money hell even $100 with no other expenses these usually come through creative deals or owning notes but I would do it. 

Its honestly going to come down to the numbers and what your end goal is?

You can do DSCR in your personal name in Florida, just needs to be with the right investor.

(meaning you're the buyer)Ex.

If you and your wife are on the same page, I say absolutely go for it.Don't worry about the naysayers telling you to invest out of state if that's not something you're comfortable with right now.