i have a few questions and im hoping some one can enlighten me a bit or at least point me in the right direction. my name is Gerardo im fairly new to RE and BiggerPockets for that matter. i reside in newark nj and im in law enforcement. i have recently decided to create as a goal 10k in passive income within the next 11 years to supplement my pension. at that time both of my children will be headed into college and id like to be able to rely on just the police and fire pension sysytem. i want to that by using the buy and hold method.my first question is though i currently dont have a huge amount of cash (im saving a lot though) do i utalize an FHA loan even though pmi will be attached making cashflow that much less or do i sacrafice passing up on deals untill have enough for a 20% down of some kind? 

Parents are always responsible for supplementing their children's education at home.

Now that he no longer has a W2 job, we need this to supplement his income and build cash flow for retirement.  

I certainly love the idea of Airbnb to create some supplemental income. 

I work as an engineer during the day and I was looking for a way to supplement my income.

If you want to supplement your income I don't know if buy and holds are the right strategies.

Sounds like a blind offer with less than 10% down, IMO, bump that up to 10-15% and ask for financing at 5 years, bump the interest rate up to 6%.Attach a seller finance addendum to the contract, one may be required by the Realtors on their addendum, but you should supplement the contract with additional information.Simply use a letter and when you begin explaining the numbers use the word "approximately"Then show the numbers. 

However, if you want to have "too many deals", having cash is not enough.To beef up or supplement your cash, you can get a BUSINESS LINE OF CREDIT.

most people don't understand the serious nature of lyme. it's frustrating to be treated like you have the flu when you are dealing with something so life encompassing. i've changed my diet and take supplements for maintenance, but i've recently discovered hyperbaric chamber treatment as an aggressive treatment paired with a laser treatment to drain my lymphatic system(to help with the herxes). it made the most note able difference of any other treatment i've tried. unfortunately, it's pretty expensive and not covered by insurance. i'd love to connect with you and have you in my network. even though we are both newbies, we may be able to help each other with creativity. :)

They were also looking at the 3.8% medicare supplement tax and a state capital gains tax for Arizona.