In short, know that the HELOC option gets thrown around alot, and though it can definitely be an option, it tends to have a lot of hoops to jump through to access a relatively smaller pot of funds. 

I remember enjoying great pot, hash, and some other stuff quite a bit.I no longer use, by my own choice, but I can appreciate the fact that such a habit will be hard to stop, cold turkey.So, it's time to pay for the sins.

A part of me wants to do a rent to own and keep it one single family 4/2 house and have the downstairs tenants go upstairs to cook food, and just rent it out for him for market rent which is about $2,400 and then give him his $1,200 plus some extra and keep the rest.

I prefer not to use these at all. but once in a while you get an odiferous guest, even just a strong perfume or curry they cooked..

I attended some classes with Bill and Kim Cook in Cartersville, Ga., and was hooked big time. 

I see some that do not want to pay rent now because they know that the free $ has moved to rent relief, so they have to stop paying their rent to get that pot of money...and for my renters they had a problem getting that rent relief because their salary and hours has actually increased over time, no COVID loss of income. 

I come over to deliver something to a student from India who has just moved in and I find that he doesn't know about vent hoods and has opened front and balcony doors in 90 degree heat to disperse cooking fumes.

Yup, my South Indian tenant was doing that when he was cooking. 

My secret is drinking tons of water, drink tons of caffeine, cook your own food, and get at least 6-7hrs of sleep. 

I experienced this once on a business sale (as a buyer) We ended up splitting it (even though the owner was cooking the books and we discovered it, hence the backing out of escrow)