I am now constantly reading and listening to wealth material to drastically change my mindset.

Rising labor and material costs2.

Not furnishings but selecting the materials that will go into the new design of the home. 

Here's a breakdown based on your examples:Carpet, Vinyl Flooring, New Toilet, New Vanity, New Tub: These items are typically considered assets because they are permanent improvements to the property that provide lasting benefits.Plumber Labor for remodel: Labor costs for installation or repairs are generally categorized separately from materials.

Material misrepresentations or omissions on the Application will constitute a default under the Lease or Rental Agreement between the parties, and applicant will be responsible for the cost of any background checks performed.

So essentially a good broker we'll get 75% of the materials upfront and if something is not right, the broker will tell the borrower what they need to do to get the loan accepted. 

I don't love the programs, but anyone who spends the money can succeed if the network and do all the course work, even the bad programs just have replicated material.

The high cost of maintenance including materials and labor affect all properties and older ones perhaps more.

This has driven up property prices and created plenty of job opportunities.

Now that they are growing again, affordable supply (in terms of single family homes) can no longer be added due to labor and material costs.