@Henry Hsieh typical penny-wise, dollar-foolish approach.Investors make more money finding deals than they do pinching pennies doing DIY management.Or, is your time not worth much?

Simply put, there's so much difference economically wise, politically wise (depending on states), financially wise and ease to operate, even remotely. 

I'd run a leveraged return calculation on your existing rentals and compare that to your current yield. depending on the cost of funds- it could really be worthwhile to use leverage wisely

What say you oh wise ones with experience? 

Who should I contact about this insurance wise if any?  

A wise investor will not try to get rich quick with shortcuts.

You would be wise to follow that.

PM wise have two on your payroll, ideally 1 per 4-5 houses no more for them. 

I appreciate what you’re saying and agree that it’s wise to be careful and document everything in the event of a fair housing violation claim.

We got an analysis from 2 different companies and savings wise it makes sense.