I was living in Paris and it was ultra-safe as it gave a guaranteed rate of return.

In the company's defense - I'm sure if you were ultra-qualified they likely do complete some loans - but the point is, up front they will take you whether you are qualified or not (and your $4,000.)All the best!

He interviews ultra wealthy people and goes through their portfolios.

The total amount of 'liquidity' provided from 2008-2018 was in the $6T range at +/- 0-.25% all the while mortgage rates were in the 6%'s When Ben Bernanke (former FED HEAD and architect of the ultra zero rate environment) left in 2018 he was replaced by current FED President Jerome Powell.

Interesting concept that could help in ultra-competitive markets like mine (Northern NJ) but I wonder how sellers would feel if buyers gets their mortgage before closing and use that financing to close the deal?

It’s just him trying to appeal to the ultra left wing socialist crowd anyway... it’ll never happen.

The LVP I acquired came from lumber liquidators (Tranquility Ultra 5mm Rustic Reclaimed Oak LVP), From a landlord prospective the LVP option will provide my rental with an longer lasting floor between tenants, carpets tend to wear out and do not tend to last for more than 1 or 2 tenants......I have another property which has a 3 bedroom and just had a tenant move out.

Traffic Master Allure Ultra Vinyl Plank flooring is our current favorite product to use.

I am planning to use Allure Ultra from HD.  

With the exception of the ultra high end units, I buy all refurbished appliances from a local appliance store.