He's pretty much retired and just enjoying training people.https://www.biggerpockets.com/forums/79/topics/1147286-is-pa...Jay Hinrichs#3 All Forums Contributor LenderLake Oswego OR Summerlin, NVReplied 9 months agoQuote from @Jonathan Chan:I'm actually in the subto group and it's not a scam.

As for cash flow, from sales; probably in year two and three which should match the timing for the housing  market to reset past bottom of market and on to the stable appreciation side again.

As for cash flow, from sales; probably in year two and three which should match the timing for the housing market to reset past bottom of market and on to the stable appreciation side again.

I've had some family friends invest there to use later in life as a retirement spot.

I expect mortgage rates to remain within the same range as we have seen throughout 2024.Prices and rentsAssuming interest rates remain stable for the remainder of the year, given the sub-one-month inventory for both sales and rentals, I expect the prices and rents to continue to rise for the remainder of the year.

Perhaps they have a stable and secure job.

I withdrew from my 401k for that as I am retired.

Most of my retirement is in index funds.

Why hire an investment advisor to manage your retirement savings when you can do it yourself through the Fidelity dashboard? 

Most agents can never retire.