Consider working with a list broker who can make some recommendations for some of the new motivated owner occupied lists like; Seniors with Long-Time Ownership and Owners with Low Financial Stability Scores (FSS)

As example, list segments in Lufkin for single family homes <$100,000 with 2+bathrooms (the county doesn't report number of bedrooms) owners known to have low equity eliminated: 208 Seniors, age 60-89, 15+ year residence96 Absentee Owners215 Owners with Low Financial Stability Scores, age 40-89, 5+ year residenceThese are great potential sellers for you to mail a letter of post card letting them know how easy you can make it for them to sell their house to you.

Some good lists to target are Absentee Owners with Equity, Seniors with Long-time Ownership and Homeowners with Low Financial Stability Scores.You can work with a list broker to optimize your list for your area.

Many seniors live on a fixed income, so you can't just push their existing rents as their benefits probably aren't keeping pace. 

Talk to escrow officers or underwriters about lien position (Might want to know the difference between a junior and a senior lien is).

Most servicers use past taxes to base the escrow amount so you can run I to trouble if homestead and senior homestead taxes were used and you cannot.

The laws of a country apply to the citizens and residents of that country.

These might include Owners with Low Financial Stability Scores and Seniors with Long-time Ownership.As for texting: familiarize yourself with the federal do-not-call laws.

A group of grad students, nurses (you mentioned close to hospital) or seniors about to graduate will likely have more options to pay monthly and pay more than sophomores itching to get off campus and live independently for the first time.

Hi Everyone,I am new to Bigger Pockets. I would like to start investing in a few properties in the US but have been having difficulties getting financing from traditional channels. Is there anyone that can point me in...