That first-hand experience is apparently critic on making these types of loans.

Not trying to be critical just an observation.

Being able to bring in homes to fill vacant lots is critical. 

I agree that the people you deal with have very few options left, and having empathy for their situation is critical for sustained success.

If you can't, just proceed without them until you find a great one.In short, I think you have 'analysis paralysis' and think you should just start.Actually... now that I said that I do have to criticize your list a bit.First, as someone said earlier, establish what your goals are.Second, pick a market.

In the future, I think you could go about giving this type criticism in a better way versus making me feel incompetent.

It’s critical to hear that in order to know why it’s not selling.If it was me, I’d look into making it a rental and refinance it as such ASAP.

@Adam Hale based on those numbers the 1% rule applies so it seems alright, but there are other factors you have not mentioned that are critical. 

My schedule is starting to wane a bit My project is out of the critical  stage or I may just take the dang day off for a change. 

Just bail....cash for keys.....I wouldn't be surprised if 75%+ of bad tenant "endings" don't go down as a legal recorded evictionHe lied....knew he had an eviction....he didn't forget it.....he lied about a subject that is very critical in the screening process.If he had told you 'hey I had an eviction 14 years ago, but here are my last 3 landlords contacts so you can call for references" then I may let it slide once I check his storySo unless this guy is a superstar in every other screening category, ....AND my tenant pool is otherwise junk.....I would 100% pass.....