I need to review the material again probably, ok actually study it.   

Reviews and presence online are a must.

But the fake reviews certainly tarnish the brand.  

As a business owner I contacted my attorney to review my contracts.

My suggestion would be to select someone with the most forum posts or most reviews.

At the end of the day, these carriers are insuring based on risk profile and they are carefully reviewing real time data that tells them whether its a market they want exposure in and how to price that exposure. 

If you can get 10 or 20 landlords to kick in $100, you can have a lawyer review the docs and laws and regardless of the review, send a letter threatening legal action. 

Nevertheless, fwiw I'm attaching the endorsement below for peoples review and thoughts. 

In the Phoenix market, I haven’t encountered a wholesale deal in the past year that I would consider a good opportunity, despite reviewing hundreds—well over a thousand, in fact.

You can definitely create an LLC independently but its the OA language that's the tougher part and something that should be reviews with legal expertise.