Remember with a heloc, you only pay interest when and if you've withdrawn the money and once you pay it off you can use it again.

Remember, the seller is counting on this to close as well. 

Lastly, remember, "Happy wife, happy life" haha.

With Vrbo, you do have to remember to check if the guests have paid the second payment. 

Remember when James mentioned lots of consolidation in a different thread, it also seems like there may be more small banks going under.

Remember, you are buying on ROI not LOVE of the house. 

Remember, what ever the seller doesn't fix you will be paying for.

Just remember there are people out there that are starting out further behind you and have less than you that will buy one day.

That is pretty much how I came to the number but please remember this is a real quickie rough estimate. 

Additionally, if you decided to STR/MTR your ADU, you will have higher turnover (with larger profit margins), meaning you can keep a closer eye on your unit for maintenance and upkeep.Please remember that every investment decision should be based on thorough research and understanding of your personal financial goals and risk tolerance.