While the work is rewarding, it is not increasing my own portfolio.I’m 58 years old, have terrible credit and besides my consulting business, am not employed.

Practicing Pharmacy can be rewarding in its own way but i need more freedom and i see this avenue as the ticket.

Another possible strategy that lowers the risk but also lowers the rewards is to keep your existing property and rent a house in Milpitas.

Overall, if real estate is your thing - either because you've got experience or want to get experience - leveraging your IRA for real estate investment of any type (tax liens, notes, private lending, etc) - can be very rewarding.

I’m looking for risk and reward, but I’m looking for smart risk.

Nobody wants to "reward" bad behavior, but if you can rid yourself of a problem quickly, you might save money in the long run.

I also give away a door prize at each meeting, maybe a restaurant gift certificate.

@Lane Cooper - In terms of relatively low risk vs. high reward, I have yet to find a single better investment than doing a house hack. 

Winning half of Amazon’s HQ2 is no consolation prize — the news means 25,000 new jobs for the region, and many of them will command salaries on average of $150,000 per year.

It's fun and rewarding.