I mean in general what sort of expert should I try finding first, but if someone has specific people in mind who deal with the UP that works for me too.

You have to start with the end in mind and don't sweat the small stuff and the inevitable inconveniences owning RE will bring. 

I currently own rentals in Charlotte and Tampa and those were purchased with potential for large appreciation in mind -- not so much cash flow.

My focus is on identifying value-add opportunities and managing properties to maximize cash flow and ROI.I’m here to connect with like-minded investors, share insights, and learn from others in this amazing community.

I just got done making a YT video on the subject, so it's fresh on my mind.

However, keep in mind that tying your primary home to an investment carries inherent risks, especially if the flip doesn't go as planned.

I'd shorten as suggested and include the value to the owner as their mind will quickly go to the pitfalls of this strategy. 

Keep in mind refinancing costs typically range from 2%-5% of the loan amount, so weigh the upfront costs against the long-term savings to see what works best for your goals.Good luck!

I am always looking to talk to like minded people. 

That’s a great reminder of how even small details can significantly impact the way a property’s value is perceived.I’ll definitely keep this in mind as I work on formatting my T-12s and ensure they’re straightforward and professional.