One powerful tool that can help investors secure better loan terms is asset utilization—especially when the DSCR (Debt-Service Coverage Ratio) is under 1.🔹 How It Works:If your rental income falls short of covering your mortgage (PITI), you can use liquid assets to supplement your income.

Hard Money Loan and HELOC on my own house.

Structuring Financing for Volume-Based InvestingTraditional financing methods like hard money loans work well for single properties but can be less efficient when you're scaling up.

Too bad I was 12 years old and couldnt take out a loan lol not sure how to take this

I am looking at different loan options but to break even (not having to put any money of my own in the house after the initial down payment) the current down payment required is that much. 

Personal loan for renovations How did you add value to the deal?

Any good resources for learning about hard money loans?

Personally, I'd cash-out refinance into a 30 or 15 year loan.

what kind of loan?  

Think of this;  if the buyer can't qualify for a bank loan,,,, why the heck should you stick your head into a note and mortgate noose??