What is the industry standard for underwriting?

What will that do to real estate industry?

Hopefully you at least built some good industry relationships while going through this exercise.  

It is a great spot for restaurants though! 

Right after the last big storm, she spotted a fix and flip opportunity but was hesitant for the same reasons you're mentioning.

Also: are you better in your industry than other people?

A better approach might be to find a REI Association in the area(s) and ask other investors for their recommendations - it's not uncommon to choose a different appraiser depending on the type of property (residential vs commercial MFH vs. office or industrial) and the objective of the appraisal.

On the stereo they cued up a Taylor Swift playlist, songs about separation and loss and moving on.Early in the evening an order came in from a Japanese spot.

Local industry groups or events are great places to start.

Good writing, lack of knowledge on the historical context of the industry (outside of statistics).