The reason people pay for these courses is to deliberately choose their social circle, and a person's social circle is the most likely factor to dictate their level of success. 

Money is the only factor that moves them and they will lobby the state to pass regulations and laws which will forcefully redistribute share of the pie in their favor.

Various factors come into play with marketing, and what works for one business may not work for another.

Right now there are two major risk factors within the company - 1.

It is actually another conversion factor which can be used in your ads and adds both a connection option and “eye real estate”The Google Ads game is already highly competitive in today’s market and requires an investment of several thousand dollars per month to see serious traction.

@Devin JamesRemember mortgage rates are notDirectly tied to the fed rate they are tied to the 10 year treasury which fed rate has some impact but also a lot Of other factors as well

@Lake BradfordTo decide whether to buy real estate in Atlanta, consider factors such as financial readiness, housing market conditions, long-term goals, renting, and equity building.

I take it you're not Edmonton based, so you'll be competing with other's who's numbers don't make a whole lot of economic sense once you factor in the value of their time.- Most of the deals that came our way were for 60-70yr old wood frame buildings, that had been owned by their current owner for 25+ yrs, and we felt there was a definite risk that the economic viability of the asset was less than our planned (buy and hold) time horizon, and we were also highly skeptical of the insurability of some of these buildings or that the cost of insurance would not balloon once the ownership transition forced the insurers to reassess the building.Ultimately we pivoted to retail/light commercial mixed use properties.

If you are at 6%+ I would say make the extra payment as you have to factor in net (not gross) returns from what you would do with that money.

Are there areas you do not want to invest in because of travel time, lack of a network, or other life factors?