I like working with a diverse group of honest people and giving back the knowledge I have learned around the way and to share with others.

Reading the reviews they are 150 5* . owners have had it for 20 years. 

These two have become very popular over the last few years, and you'll get mixed reviews from all sides. 

An investment club, like some on these forums, that are simply bringing people together to review other people's deals are generally okay.  

As you mention the sponsor is last in many occasions when they should be the first thing reviewed.

The concept of the loan is great, I'm just concerned because I see lots of bad reviews about their customer service unfortunately. 

. 🎉 I’m still finalizing things with my lender, but before I move forward, I want to be 100% sure I’m covering all the key steps.Here’s the checklist I’ve put together so far:Home inspection – to catch any hidden issues.Appraisal – to confirm the property’s value matches the offer.Financing contingency – securing my loan approval without surprises.Title search – ensuring there are no liens or legal issues.Seller disclosures – reviewing any known problems upfront.Neighborhood research – making sure the area fits my investment goals.Are there any crucial steps I’m missing or anything you think I should focus on more?

I'd be happy to review specific transactions with you anytime --

I use a checklist to review the property before move-in. 

Since refinancing and investment income (like rental income) usually aren’t seen as earned income, it likely won’t affect your mom’s survivors' benefits.However, if your mom’s survivors' benefits are based on disability (SSDI), then additional financial or property assets could trigger a review, so you might want to consult a CPA or financial advisor to be sure there are no unintended consequences.This isn't legal advice.