i used Kevin Hoag, Farmers Insurance for my rentals in Cleveland.   

The income (rent minus management) should cover the costs (principle, interest, taxes, and insurance) depending on the property's price point. 

Operating Expenses includes taxes, vacancy, utilities, insurance, maintenance, and management fee.

You don't need amenities like short-term and the people looking for MTR has expanded from travel nurses to displaced homeowners, future buyers, just sold sellers, relatives coming into town, insurance companies, etc.

Life insurance might be another untapped source of liquidity to look into (if you have one in place).

These loans are geared towards those with lower credit scores, allowing them to live rent-free and cover mortgage, insurance, taxes, and maintenance costs.

Maybe paying off credit card debt or other debt on your report to reduce the minimum payments, increasing the downpayment, finding a house that doesnt require HOA or flood insurance (if applicable), etc.

Home values have been rising, and you may reach this amount sooner than you think. 2. can you lower your homeowner's insurance?

Taxes and Insurance at 350 month.

If so, you will likely get caught when it goes up on Furnished Finder by someone, and you will also have insurance issues and potential town issues.