BTW, here in Ohio (where there is still a little common sense), we know that children shouldn't eat lead paint; that every house has a little mold; that you shouldn't sniff asbestos; and that a little blood isn't reason for panic!

When I get to the point where I want to do real estate full time and leave my FT job, do any of you have contacts for real estate groups who buy health/life/dental insurance as a group and, thus, get their small business/personal insurances more cheaply than if they bought as individuals?

You need to find out what protected groups there are in your jurisdication, in addition to the federal groups: race, color, national origin, religion, sex, familial status (including children under the age of 18 living with parents of legal custodians, pregnant women, and people securing custody of children under the age of 18), and handicap (disability).

Note that some income might be best run through a different entity so that you can provide company benefits to employees (medical, dental, vision, auto, life insurance, pension).John Corey

QCDs are often used to perfect transfers involving questionable ownership, for example if the rights of ex-spouses, estranged children or sibling heirs are in question, title companies and their underwriters often ask for QCDs from these parties to perfect and guarantee the quality of a transfer.

Having said that, the swimming pool issue is a life safety issue, and the city, county or state should jump on that if you contact the right office, especially when you mention serious concerns about the neighborhood children.

It is part of an estate sale with a gentleman that had 11 children.

I have a lovely wife and 2 childrens ages 6 months and 4 years old.

They may not be as lucrative but they provide great ways to get into investing with minimal risk.That's the angle I'd take, let her know that it's an interest/passion that could afford you both a better lifestyle, a nest for your (future) children, an opportunity to see the world, etc.

Is he trying to just have income for himself or set up some children and or grandchildren for a better life for years to come?