A couple of follow-ups so I can better understand.

It feels more organized and easier to follow the thread

The design requirements are as follow:1. 6 bedroom (maximum allowed by the septic requirement based on lot size)2. 5 bathroom (Almost each bedroom has a ensuite bathroom) 3.

An option for you could be to go with a DSCR loan with a reduced prepayment penalty period so that you can get funds soon and if you want to refinance next year or the following due to lower rates or wanting more LTV than you're able to do so.You should look at this one with the mindset of:1) What would my expenses be once I refi vs what they are now?

Some of the investors I follow like I know have a combination of both it seems like. 

I’m curious if the process in NYC is similarly structured, where it’s difficult but feasible to follow through, or if there are unique barriers that make it much harder or even impractical.If anyone has insights or could answer a few questions, I’d really appreciate it!

Hi everyone,I follow Pace Morby and a couple of other creative finance masters on social media.

If you want to learn everything about ADUs, follow Derek Sherrell, ThatADUGuy on Instagram and YouTube.

I then do following:5.

However, for the purpose of a healthy and helpful discussion, I invite you to the the do the following exercise to get the facts first:1.