Cash value life insurance can serve a purpose but it is not an apples to apples comparison and if you are going to have to make a choice based on your fact pattern you would go with the retirement plan.  

Brevard County further south may be a better choice but not without local knowledge. 

I’d love to hear what drives your choice!

@Daja Hallums typically, investors have three choices:1) Buy a 2-4 unit primary with 3.5% down on FHA mortgage.

The licensee has no choice but to only use TREC contracts. 

Many thanks in advance,Victor Talking with my friends contractors in the area... some of this contractor offered very low price for their projects betting to build many units and market changed and they simply started to file bankruptcy... when comparing cost it's common you will find higher costs ... been in this market last few years, houses will start to move again in the next months in a normal cycle (not pandemic cycle) , if you're goal is getting long term rental in place for delay gratification...

Her choice. 

I am both an investor and realtor so ideally, your best bet is to find someone like me in the Cleveland market.

As you know, it is a personal choice but overall, they are doing well. 

If you think you could achieve higher returns by reinvesting that equity elsewhere, selling might be the better choice.