@David J CarciereNo doubt things will go wrong on occasion.

I pulled the plug early & never looked back.I'm amused during the rare occasion when I'm driving in peak hour traffic.

Some would say yes given the current uncertainty regarding trade, but again, this has been going on all year and the market is up like 13%, so clearly the initial headline shock has worn off on more than one occasion. 

Two occasions were for heroin overdoses and another for a restraining order violation.

@Tatiana Jimenez probably not EVERY year for the rest of life...but there are plenty of people who do this on occasion.  

Plus my son has told me on more than one occasion that he is the only one that uses the pool, that the tenants are rarely in the pool.

But yes, on occasion I get clients that take a long time to get a property under contract and take it thru closing.

It’s really easy to start flying first class on occasion and then it becomes every time, eating out at nicer restaurants, etc.

For purposes of this definition, an individual or entity will be found to have engaged in a pattern of business if the individual or entity by itself or with any combination of other individuals or entities,whether as partners or common owners in another entity, hasengaged in one or more of these practices on 2 or more occasions in any 12-month period."

As you work with a HML on multiple occasions they might be willing to waive that since they know you and feel comfortable with you.