Is so unfair to landlords Quote from @Andrew Jennings Freerks: Quote from @Elisa Lisa p: Just confirming that is legal to give her no lease renewal in New York City As of now, yes it is.  

I don't know how long you've been in the industry, but if it sounds too good to be true, it usually is, especially when there is so much scam stuff happening in the hard/private money side of things still. 

@Maria Teo the whole point of a PMC being listed as "additionally insured" is so that they have liability coverage!

But, then again, our business is so engrained in using their product that it would be hard to leave them... 

It seems like it is so much easier to work with a company than to try and do it ourselves.  

Next, the FTC is so overwhelmed with complaints they only focus on the very large companies getting multiple complaints.  

The real estate in Alabama is so cheap and in this college town finding tenants won't be a huge issue. 

You have actual notice of the bankruptcy (and hopefully the bankruptcy case number) so your next step should be calling the Clerk’s office of the bankruptcy court to make sure you are on the creditor mailing list / requesting notice of anything filed in the case and— this is important— Confirming the Proof of Claim filing deadline and filing a claim in the case for whatever damages you have pursuant to the lease (with a copy of the lease) and any other supporting documents ASAP.By doing that, you can protect your ability to be paid out as an unsecured creditor with everyone else in that class (or perhaps a different class of creditors with a higher priority- not sure what your situation is so I can’t comment).  

This is why I scratch my head when everyone is so high on seller financing.

It is so ugly you could add from front or back and it wouldn't even matter.