Then find a lender like Finance Of America, use PML first then Refi with them or another investor friendly lender. 

She is seriously on top of her game when it comes to taking care of the two children we raised and both children are currently in college to get Phd's for math and the other for some sort of manufacturing of drugs )or something).Say what you want about being a gold digger, but we live in a commercial building on concrete floors with zero furniture with the exception of mattresses and when she shops for clothing she does buy some Guess clothing, but she is super frugal and loves to purchase shirts and items for as little as $3.Well, based on her t-shirts, she obviously loves America and also loves the Dodgers. 

The market I am looking for is South Florida given airline connectivity from South America and an interest in living in that state if someday I move to the US.I was wondering, any other international community member here?

Take a deep breath because Miami -- one of the 'Cleanest Cities in America' -- is about to leave you breathless (not just from all the fitness gurus).

If you have no experience at all, try Finance of America. 

@Rachan Malhotra I think you attached the Florida only list, lol...what is the relationship between fast growth a doing well as a housing provider...aka "real estate investor"Every city in America is facing an affordable housing crisis right now despite the market flooded with federal dollars and more programs than you can count...quite frankly, you can do well almost anywhere.

Every fast food place in America is hiring right now.

https://www.uoflnews.com/post/...The city of Louisville was recently named among the “Next 25” for emerging tech talent markets in North America, with such employment growing by 31% in the last five years alone.

But not like Wells Fargo or Bank of America.

Bank of America is doing Helocs still at 1.99% intro rate for 6 months.