Shopping for rates is very important. 

Especially true in CA like @Bruce Woodruff said @Sipan Y.Did you check the local regs in those areas where you are looking to make sure it is legal there?

It seems a little too good to be true to get away with 3.5% down just to force appreciation and remove the pmi rather quickly.

Shop around because the prices fluctuate between sites.

If cash flow is the true goal for those starting out right now  you have a lot of work to do to get to that couple $hundos per month. 

The most tried and true way is with a lender.

I have a Masters in Analytics from the University of South Florida and a true-born Tampa native.

It is true that it’s not difficult to do if you know what you’re doing, and you can make a lot of money.

The many bad advice on this platform are mostly in part attributed to "AI" making everyone look smart but the few true ones like you would greatly benefit from a natural conversational interface tool that refers people to you for your quality advice.I remain a cautious, optimistic skeptic but open to embracing what the future holds.

What if it is true that the market is 30% overpriced?