When I realized this was a need, I felt a sense of relief as if I'd found something lost; that feels awkward, but truthful to say.

Collection defense and debt relief are better known or understood as asset protection and bankruptcy.

To do so, more than likely (Again, assuming the sale is not invalidated), the HOA will file a motion for relief to get the property pulled out of the BK.

Home ownership provides certain tax relief and major markets like LA tend to appreciate in value.

There are just way too many variables to predict how the market will respond, as the government has also stepped in to provide relief in a big way. 

I am concerned mainly because the relief being offered to landlords (mortgage forbearance) is not beneficial enough when compared to what tenants receive. 

I am concerned mainly because the relief being offered to landlords (mortgage forbearance) is not beneficial enough when compared to what tenants receive.

Find out if the mortgage company is offering relief and you could defer that amount. 

I would also remind them that most state guidelines on covid related rent or eviction relief is geared towards tenants who are unable to pay rents due to a change in their employment situation due to the pandemic.2)Consider offering them a number of options to pay rent or leave - for e.g $100 off if they pay right away, credit card payments, partial payment and a payment plan for the rest , a one time payment to leave.

Here is some good infohttps://www.carcovidupdates.org/relief-faq-for-agentsSeems like 1099 independent contractors will just fill out the same application as the small businesses.