All North DFW has the highest appreciation while South DFW will be giving you the better cash flow.If this is your first rodeo, then I would suggest to be close home if you are also planning to self-manage.Then the age of the properties and access to highways.

I would highly suggest starting with a rougher but livable/rentable multi so that you can learn and make money without all the downsides.

I also suggest you look at co-hosting instead of arbitrage.

Without a job, no money to invest.These are great suggestions Caleb, much appreciated! 

Dmitriy, THANK YOU, THANK YOU, THANK YOU for responding to my question and for suggesting some banks! 

What do you suggest?

Has anyone ever heard of this or do you have any suggestions for a new MLO with no experience?

What are my options, or do you have any input or suggestions? 

If you're looking for appraisal value an ADU may not be the best bet, but if you intend to sell, my anecdotal evidence suggests in dense highly desirable neighborhoods, ADU square footage will gross the same as the main house.

If I understand correctly, you're suggesting that we should focus on the big picture rather than getting caught up in minor details?.