- Current income- Hope of price appreciation- Vacation home to go to- Future retirement home- Store of value/hedge against inflation- Generational gift to the family- Alternative to traditional retirement investmentsI'll go first. 

@John N CookIf you have $200K + in retirement funds, other capital, experience with construction, and want to explore creating a real estate development company doing 3+ flips or spec homes per year, check out a ROBS.  

We found a painter that saved us so much on about 7 years of turnovers, and an excellent flooring guy, but they've now both retired.

Some lenders also count your retirement account as reserves.Seems like you’re on the right track, keep looking in your buy box so you know what a great deal is when you’re ready to buy.Wish you the best.

I started in Real Estate investing in 2013 when my daughter went to college ( first investment was student rental), i still own that house and several others in the town, not all student rentals. i look at this as my retirement in the near future and my kids inheritance should i ever pass.

Another option I thought of was pulling from your retirement funds if that can make up the LTV.

I've read (all my knowledge is theoretical) that tenants on government assistance can be really rough on properties (I also see that as painting with a broad brush) but the government assistance side of that is pretty stable income, and it doesn't seem terribly difficult to raise rent either, just requires 60-days notice instead of 30. 

I agree that higher rents generally attract more financially stable tenants but it doesn't mean lower vacancy rates.

You may never replace $500k to $600k a year just in cash flow, but if you want a good retirement, focus on equity and cash flow will come down the line.

He's pretty much retired and just enjoying training people.https://www.biggerpockets.com/forums/79/topics/1147286-is-pa...Jay Hinrichs#3 All Forums Contributor LenderLake Oswego OR Summerlin, NVReplied 9 months agoQuote from @Jonathan Chan:I'm actually in the subto group and it's not a scam.