@Anastasia MonroTo achieve financial independence in real estate, focus on boosting savings, improving credit, getting pre-approved for a mortgage, searching for properties with high rental demand, researching local laws and regulations, building a team, staying educated, preparing for property maintenance and management, and being patient and persistent.

You will have to spend countless hours trying to learn the laws and regulations of each state and you will never be great at any of them.

Charging lease fees is highly regulated as well.

A lot of the discussions here are going to be very much a North American application to investing since regulations and financing are somewhat similar for the US/CA, but likely different for Africa/Europe etc.

While we don’t have direct experience with this, we have clients who do, and they usually report great experiences when zoning and other regulations align.

I think the main drawback is being on a Prepayment Penalty in a rate decreasing environment.

But there are many more investors chasing every deal that's out there, repair costs are much higher, taxes are much higher, insurance is much higher, regulations are starting to become a bigger issue, and of course interest rates are an issue. 

The OG Podcast was the "one-stop shop" and focused on what folks were coming for - actionable and relatable real estate advice and stories.There is such a thing as too much of a good thing and the current BP environment is evidence of that.

There are a lot of regulations for STR in New Orleans.

My advise is to start with single family or a small multi-family ground up project first but this market environment is truthfully not the time to be completing any ground up projects unless you are self performing the construction which it doesn't appear you are in a position to do.There was a recent Philadelphia  forum chain started by someone else who was contemplating ground up in a similar fashion to what you are proposing and I cautioned they would be better off buying something that was newly built and believe after conducting their own diligence realized it was too cost prohibitive at this time to build with 3rd party GC's in Philadelphia when also accounting for the interest rate environment and cost to build.