It is imperative that you protect yourself (and your guests) by using the legal language and requirements of the state you're operating in.

Crime is on the rise, property protections for landlords is nearly non-existent, and development is leaving the area for more favorable regulations. 

I do this not only to guarantee the full amount BUT to protect the relationship with the Tennant over the long ARC. 

Yes, it is important to review the PM Agreement and its policies to ensure they align with your interests and protect you as their fiduciary.

Diversifying your investments across different states can also help reduce risk and protect your portfolio.

For the tenants education and the owners protection, we have a "Septic Addendum" in place that spells out what can be flushed and cannot.

When switching over insurance,do I provide the lender with a STR/Landlord policy or do I purchase regular home insurance to send to lender and STR/ Landlord policy for my protection.

This helps protect the walls, woodwork, and floor covering while moving things in.

It gives hosts another opportunity to stand out by offering personalized or local experiences alongside their stays, which might justify higher nightly rates or longer stays.On the other hand, if Airbnb puts too much emphasis on Experiences and doesn’t prioritize fixing issues like host support, pricing transparency, or booking protections, it could feel like they’re diverting attention from the things that truly impact hosts' day-to-day.

Its just very rare that this happens and this is mainly paranoia getting into peoples brain that they would need some sort of protection because of some high profile cases that have gone around the internet.