I am very happy with the performance of my portfolio - all my properties are between a 10-13% cap rate.

I have been through this loan as an investor myself and originate these loans all the time.

Review the quality of the tenant base (do they have a history of paying on time, what were the original screening criteria, do they have applications on file).

Originally posted by @Tony Vicente:I'm looking at a home that's zoned "R8", contains a single family home that I'd like to convert to multi-family.R8 includes both single family and multi-family.

Originally posted by @Bridger L Logan:Has anyone else had good experiences with a larger house (5/3, 5/2) that has been rented by the room in the Phoenix area or other hot real estate market areas?

Now, with me being back I'm returning to my original plan of wanting to house hack in the Greater Boston Area.

The actual penalty varies but it's often a step down or if a 5 year prepayment penalty term, it will be 5% of the original or unpaid mortgage balance if refinanced or sold in the first year, then 4% in the second year and then on down (the exact penalty varies which is why I mention both the original and unpaid mortgage balance.

Originally posted by @Lane Kawaoka:Nick McCandless Andrew B.

If you and your husband can perform the same line of work in another state like Florida, Texas, Nevada I would move out of CA as soon as possible. 

Can I leave them off of the original purchase since they are gifting me the money (6 figures) or do they need to be on the original deed and then when I get the mortgage remove them?