Did the son in one of your 4 units declare bankruptcy?

Speaking from hands on experience on both platforms as I've worked with both Carrot and Wordpress sites (more than 400 sites so far since 2017), what carrot brings into the table is their simple, all in one, fast website platform.

If you are targeting college renters wouldn't you have timed the rental to be in between semesters. 2.

There is a time and place even for the most qualified borrowers to use alt. lenders to finance their property but understanding when its most appropriate and where to take your loan requests is important.

While I know that return goals are different for each investor and their specific goals, it seems that a bad or low-performing deal for one person might be what another investor is looking for. 

Stu you sound like one of those ambulance chasing attorneys.

Welcome to the forums, this is so great I see questions about design all the time and I've personally experienced the design paralysis myself.

Then next year buy another one.

Many investors fall into this "do-it-all" trap, believing no one else can handle things as well as they can.

I have another one for you.