Because a 5 Cap and 20x earnings are the same thing mathematically.

Mortgage payments are affected by both inputs and mathematically every increase in rates eliminates another segment of the population from being able to buy. 

Anything BUT motivated sellers.I can give you mathematical proof why I say lists do not work.Check this out...Your success in this space is based on your ability to find motivated sellers, right?

Albert Einstein called the magic of compounding interest his greatest mathematical discovery ever.If you begin to save for retirement in a 401k or Roth IRA at an early age, you will be fine.I started when I was 22, straight out of college.

The 20+ year bull market in bonds is going to meet mathematical reality, with 10 yr treasurys at 2%.

The BP family of the podcast has a major flaw in their basic understanding of mathematics.

It is a simply a mathematical calculation.  

I know, this is into advanced level mathematics but follow-the-bouncing-ball. 

@Neil Da SilvaOnce you have settled the matter of potential mortgage fraud, it becomes strictly a mathematical question ;-)With a 5% downpayment you will be paying an insurance rate premium of 4.00% of the loan value (it will be added to the principal of your mortgage, so you will pay interest on top of it).If your rate of return is better with the 5% down payment than a 20% down payment, then it's the right move.  

Literally, mathematically, etc.